Family Travel Insurance

Family Travel Insurance

What is Family Travel Insurance?

Family Travel Insurance is a single travel coverage plan that protects all members of your family — such as yourself, your spouse and children — under one policy when travelling abroad or within India. Unlike individual travel insurance policies which require separate plans for each member, family travel cover simplifies protection and often offers cost benefits. 

This plan is ideal for:

  • Parents traveling together with children

  • Large family holidays

  • Group family trips

  • Extended vacations across multiple countries

The policy ensures that everyone is covered for medical emergencies, trip delays, lost baggage, and other travel inconveniences. 

What is Family Travel Insurance?

Key Benefits of Family Travel Insurance

Key FeaturesBenefits
Comprehensive Medical CoverageIf anyone in your family falls ill or meets with an accident while travelling, medical expenses — including hospitalization, doctor consultations, and emergency treatments — are covered.
Emergency Medical EvacuationIn severe cases requiring medical evacuation, the costs of transportation to the nearest suitable facility — or even back home — are included in the coverage, safeguarding your finances in critical situations.
Loss or Delay of BaggageTravel insurance provides reimbursement in case your baggage is lost, stolen, or delayed during transit — helping you replace essential items without stress.
Trip Cancellation and InterruptionIf you need to cancel your trip due to sudden illness or emergency, you may get reimbursed for non-refundable trip costs and prepaid bookings under applicable terms.
Loss of Passport & Important DocumentsLosing your passport abroad can be a nightmare. Family travel plans cover the cost of re-issuing lost passports and other vital documents, saving time and money.
24/7 Travel AssistanceGet round-the-clock support services — including help with medical providers, claim guidance, local contacts and emergency support — during your trip.
Personal Accident & Liability CoverCoverage includes compensation for accidental death or disability as well as protection against third-party liabilities while travelling.

How to Buy Family Travel Insurance Online

Getting travel insurance with Probus is simple:

  1. Enter your travel details (destination, dates, number of travellers)

  2. Compare multiple family travel plans from leading insurers

  3. Select the best policy based on coverage and premium

  4. Make secure online payment

  5. Receive policy documents instantly in your inbox

You and your family are now protected for your journey! 

Who Can Be Covered Under This Plan?

A Family Travel Insurance policy typically includes:

Some plans may allow extended family members or additional travellers on the same policy, depending on the insurance provider and selected cover. 

Why Choose Family Travel Insurance from Probus?

At Probus Insurance, you get:

✔ One policy covering your entire family
✔ Easy online comparison and purchase
✔ Globally valid travel coverage options
✔ Tailored protection for medical & non-medical emergencies
✔ Expert support from certified insurance brokers

Our platform helps you compare multiple plans from trusted insurers so you get the best possible protection at competitive premiums

Inclusions & Coverage Highlights

Family Travel Insurance generally includes coverage for:

✔ Medical Emergencies
✔ Hospitalization Expenses
✔ Emergency Evacuation & Repatriation
✔ Loss of Checked-in Baggage
✔ Delay/Cancellation of Trip
✔ Loss of Passport or Documents
✔ Personal Accident & Liability
✔ Travel Assistance Services 

(Exact coverage varies by policy and insurer — always review the policy wording before purchase.)

Important Exclusions

Like all travel insurance plans, certain situations are not covered. Typical exclusions include:

❌ Pre-existing medical conditions*
❌ Routine dental treatments
❌ Injuries from extreme sports (unless add-on purchased)
❌ War, civil unrest, and declared epidemics
❌ Claims without timely reporting 

Some policies offer add-on covers for pre-existing illnesses at additional premium.

Frequently Asked Questions (FAQs)

Yes — most family travel plans cover the main policyholder, spouse, and dependent children in one policy. 

Yes — if supported by valid documentation and within the terms of the policy. 

Yes — most plans include emergency evacuation and repatriation. 

Yes — add-ons and optional covers may be available depending on the insurer and policy chosen.