Studying abroad is an exciting milestone that opens doors to global exposure, quality education, and personal growth. However, living and studying in a foreign country also comes with uncertainties such as medical emergencies, travel disruptions, or loss of belongings. Student Travel Insurance from SBMFA Insurance is designed to protect international students against such unexpected situations, allowing them to focus on their studies with confidence and peace of mind.
Student Travel Insurance is a specially designed insurance plan for students travelling abroad for higher education, exchange programs, internships, or short-term academic courses. It provides financial protection against risks such as medical emergencies, hospitalization, baggage loss, trip interruptions, and personal liability during the stay overseas.
Unlike regular travel insurance, student travel plans are structured to meet long-term stay requirements and are often aligned with university or visa insurance norms.
Healthcare and emergency services in foreign countries can be extremely expensive. In addition, many universities and visa authorities require international students to have valid travel or medical insurance.
With Student Travel Insurance from SBMFA Insurance, you get:
✔ Protection from high overseas medical expenses
✔ Coverage tailored for student-specific needs
✔ Financial security during unforeseen events
✔ 24/7 emergency and travel assistance
This ensures your education journey is not interrupted by unexpected financial stress.
| Key Features | Benefits |
|---|---|
| Medical & Hospitalization Coverage | Covers medical expenses arising due to illness or accidental injuries during your stay abroad, including doctor consultations, hospitalization, diagnostic tests, and prescribed medicines. |
| Emergency Medical Evacuation & Repatriation | In case of serious medical conditions, the policy covers emergency evacuation to the nearest medical facility or repatriation to your home country. |
| Loss or Delay of Baggage | Provides reimbursement if your checked-in baggage is lost, stolen, or delayed during travel, helping you replace essential personal and academic items. |
| Trip Interruption or Cancellation | Covers financial losses due to trip cancellation or interruption caused by medical emergencies, visa issues, or other covered circumstances. |
| Personal Liability Cover | Protects you against legal liability arising from accidental injury or property damage caused to a third party while studying abroad. |
| Coverage for Study-Related Equipment | Some student travel insurance plans also offer coverage for laptops, tablets, books, and other essential academic equipment, subject to policy terms. |
| 24/7 Emergency Assistance Services | Access round-the-clock support for medical referrals, emergency services, claim assistance, and travel-related help anywhere in the world. |
Buying Student Travel Insurance through SBMFA Insurance is simple:
Enter your travel and study details
Compare available student travel plans
Choose the policy that suits your needs
Make a secure online payment
Receive your policy instantly via email
You are now ready to begin your international education journey with complete protection.
Student Travel Insurance from SBMFA Insurance is suitable for:
🎓 Students pursuing higher education abroad
🎓 Participants of exchange or study-abroad programs
🎓 Students enrolled in short-term international courses
🎓 Interns and trainees travelling overseas
It is especially important if insurance coverage is mandatory for visa approval or university enrollment.
Medical & hospitalization expenses
Emergency evacuation and repatriation
Baggage loss or delay
Trip cancellation or interruption
Personal liability protection
Study equipment cover (as per plan)
24/7 travel and medical assistance
(Coverage may vary based on insurer, policy type, and selected add-ons.)
Major Inclusions
✔ Emergency medical treatment
✔ Hospitalization abroad
✔ Personal liability
✔ Baggage and personal belongings
✔ Repatriation and evacuation support
✔ Assistance services
❌ Pre-existing medical conditions (unless specifically covered)
❌ Injuries due to adventure or extreme sports
❌ Routine dental or cosmetic treatments
❌ War, civil unrest, or illegal activities
❌ Claims not reported within the stipulated time
Always review the policy wording carefully to understand exact inclusions and exclusions.
With SBMFA Insurance, you get:
✔ Easy comparison of student travel insurance plans
✔ Access to trusted insurance providers
✔ Flexible policy durations for long-term studies
✔ Competitive premiums
✔ Simple online buying process
✔ Expert guidance and claim support
SBMFA Insurance helps students choose the right travel insurance plan based on destination, duration, university requirements, and budget.
In many countries and universities, having valid travel or medical insurance is mandatory for admission and visa approval.
Yes, most student travel insurance plans allow extensions, subject to insurer terms.
Coverage for pre-existing conditions is usually limited and available only under specific plans or add-ons.
Some plans offer optional coverage for study-related equipment. Coverage details vary by policy.
SBMFA Insurance Broking Private LTD
IRDAI License No : 1137
IRDA Direct Broker Code : IRDA/DB 1243/2025
Valid till : 22/01/2029
CIN : U66220RJ2025PTC099741
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