Individual travel insurance is a type of policy designed to provide coverage for unforeseen events during a trip. It helps protect travellers against a range of risks, such as medical emergencies, trip cancellations, or lost check-in baggage. This insurance ensures that individuals can travel with peace of mind, knowing they are financially covered in case of unexpected situations. Coverage often includes medical expenses, travel delays, and lost or stolen personal belongings, allowing travellers to focus on enjoying their trip without worrying about potential risks.
Excited about “leaving on a jet plane” like the hit song from the 1960s? Escaping from the monotony of your daily routine is exciting, but planning for travel emergencies requires more than last-minute preparation.
After you’ve prepared your list of things to do and places to visit, it’s time to look for the best deals on hotel stays or tour packages—and of course, pack your swimming trunks or suits if your destination calls for it!
Once you’ve taken care of that, it’s time to think about a few other essentials. What’s that, you ask? A plan to handle unexpected emergencies. An Individual Travel Insurance Policy should be an important part of that plan.
International travel comes with its own set of risks. From losing your passport to delayed baggage or unexpected medical emergencies, several things can go wrong. Before you travel, assess potential risk factors such as the duration of your trip and personal liability exposure to determine the level of travel insurance coverage you need.
Imagine this: your baggage gets misplaced soon after you reach your destination, or you face a medical emergency that requires immediate hospitalisation. Being in an unfamiliar place without support can quickly turn your dream holiday into a stressful experience. An Individual Travel Insurance Policy helps you stay prepared and avoid such situations, ensuring timely assistance when you need it most.
Having Individual Travel Insurance also safeguards your finances and provides peace of mind. If you require assistance while travelling abroad, you can simply contact the toll-free helpline. A global support network ensures quick claims processing and settlement services, no matter where you are.
Individual Travel Insurance becomes especially important when considering risks such as epidemics and natural disasters, as it helps cover high medical expenses during such emergencies. Additionally, in situations where you urgently need funds, Individual Trip Plans can provide the necessary financial support.
Whether you are travelling for work or leisure, exploring a new destination can be an exciting experience. With SBMFA Individual Travel Insurance, you can travel confidently, knowing your journey is protected and your worries are taken care of.
If you are looking for an economical individual travel plan, simply visit the website to check the latest quotes, compare different plans, and estimate the premium using the travel insurance premium calculator. It’s a simple and convenient way to choose the right coverage for your trip.
We like to keep it subtle! In an emergency, SBMFA Insurance works behind the scenes to support you.
If you’re in distress, all you have to do is to give a missed call on (Mobile Number) from anywhere across the world. Our customer service specialists are available round the clock to assist you find solutions no matter where in the world you may be!
Individual travel insurance not only supports you during emergencies while travelling but also offers coverage for situations such as burglary at your home during your absence or if your trip gets cancelled or cut short.
| Key Features | Benefits |
|---|---|
| Quick Settlement of Claims | At SBMFA Insurance, our processes are designed to ensure quick and efficient claim settlement. By leveraging advanced technology and robust systems, we take pride in offering one of the fastest turnaround times in the industry. |
| Travel Trip Delay Delight for Automatic Claim Settlement | Travel Trip Delay Delight: Our mobile app is designed to address your travel needs quickly and effortlessly. It allows you to track your claim status and facilitates automated payout initiation for a seamless experience. |
Single-trip travel insurance offers coverage for only a single trip. The coverage ceases to exist once the trip is over.
Unlike single-trip insurance, a multi-trip travel insurance offers coverage for multiple trips undertaken in a year. The tenure of this plan is generally one year.
This Schengen travel insurance offers coverage if you plan to visit the nations in the Schengen zone. There are 29 such countries in the Schengen zone that make travel insurance mandatory.
If you are a student going abroad for higher studies, you can opt for a student travel insurance policy. Along with medical coverage, this policy offers coverage for study interruption.
Want to secure your upcoming international plan? If yes, then just follow these steps to buy our travel insurance policy:
Enter details
Start by sharing your travel type, destination, dates and basic personal details here. This will help us generate a quote.
Select plan
Based on your inputs, we will recommend different travel insurance plans for you. You can also opt for add-ons to customise your policy.
Pay securely
After completing your KYC, pay the premium using our secure payment gateway.
Download policy
You’ll get your policy documents on your registered email ID and phone number.
You can calculate travel insurance premiums online with the help of an online calculator. Input your details, including age, pre-existing diseases, etc., choose the type of coverage needed, and select your destination to calculate premiums.
1. If you are fond of exploring new places across the globe, a multi-trip policy can help you save on insurance premium.
2. When you buy travel insurance online, evaluate and compare the various plans as per your needs and budget.
Even if you have a comprehensive travel insurance policy, handling unexpected incidents during your trip can be challenging if you are not familiar with the claim process. To initiate a claim during an emergency, you should first inform us via a phone call or email. After notifying us, you will need to submit the relevant supporting documents related to your claim. Once the documents are received, we will review the details and update you on the status of your claim.
Travel insurance is a type of insurance that covers medical expenses, trip cancellations, lost luggage, flight accidents, and other losses that may occur while travelling. It can be purchased for both international and domestic trips.
All the information needed to complete the application is available in the applicant’s passport. The key details required include the applicant’s full name, passport number, date of birth, mailing address, telephone number in India, details of the assignee (the beneficiary in case of death or dismemberment of the traveller), and the correct travel dates.
It is advisable to contact your insurance provider to discuss your claim. Please keep your policy details, passport number, and any other relevant information ready when submitting your claim.
Some travel insurance policies may offer renewal options, but this is not always standard. Generally, travel insurance is designed for specific trip durations. It is best to check with your insurance provider to see if renewal is possible and under what conditions.
The validity period of travel insurance depends on the duration of your trip, as policies are usually purchased for specific timeframes. These can range from a few days to several months, depending on the policy and insurer. It is always advisable to confirm the exact validity period with your insurance provider before you travel.
No, 0% GST is applied automatically when you buy a single-trip or multi-trip travel insurance policy.
No, it doesn’t affect your insurance coverage. The removal of the Goods and Services Tax (GST) only reduces tax paid on the premium. So, you only pay the base premium amount and no additional taxes.
The GST exemption is applicable to retail travel insurance policy (individual and family travel policy) – single-trip travel insurance and multi-trip travel insurance.
SBMFA Insurance Broking Private LTD
IRDAI License No : 1137
IRDA Direct Broker Code : IRDA/DB 1243/2025
Valid till : 22/01/2029
CIN : U66220RJ2025PTC099741
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